Many people with whom I speak often use language referencing how they want to “settle” their salvation once and for all. Understanding this is difficult as it doesn’t really have a root in any biblical teaching. I think what people mean is that they want security, which is fine, but so often I see other well-meaning individuals responding to this type of language with leading people in certain words, magic prayers, special points or actions and all sorts of things.
Contrarily scripture teaches that salvation is settled in and through Christ alone. So, any attempts for an actions or will of man is no-gospel and is condemning. Faith or belief as some reference it, is believing and trusting that Christ indeed has settled salvation through His holy life as a man and His effectual sacrifice and resurrection. Scripture teaches that salvation is of the Lord and that grace (unmerited favor, love, and pursuit) is the effectual agent in election. Faith, the response of the call of God toward Jesus Christ (John 3 & 6), satisfies the soul because one believes that Christ is their only hope, their only treasure, their only love beyond all things!
So, the next time you think about settling your salvation remember it is DONE in Christ. He said it is finished, not “I hope you finish it for me…”
In him we have obtained an inheritance, having been predestined according to the purpose of him who works all things according to the counsel of his will, so that we who were the first to hope in Christ might be to the praise of his glory. In him you also, when you heard the word of truth, the gospel of your salvation, and believed in him, were sealed with the promised Holy Spirit, who is the guarantee of our inheritance until we acquire possession of it, to the praise of his glory. (Ephesians 1:11-14 ESV)